Foreclosure surplus funds are a matter of public record — when a foreclosed property sells at auction for more than the debt owed, state law generally entitles the former owner to the difference. Counties and trustees hold these funds until someone files a valid claim. We locate the record, verify the amount, and show you exactly where it comes from before you decide anything.

Nothing. The initial search and review are free. If we find funds and you choose to move forward, our fee is contingent — we're only paid a percentage of what's actually recovered. If nothing is recovered, you owe us nothing.

It varies by county and case complexity — some claims resolve in a few months, others take longer if a hearing or additional documentation is required. We stay in direct contact and let you know where things stand at each stage. See our full process page for a step-by-step breakdown.

Usually just the address of the former property and your contact information. We handle the record search from there and will only ask for additional documents once we've confirmed a claim is worth pursuing.

Yes. Rightful Claim Recovery Services LLC handles foreclosure surplus and unclaimed funds recovery in all 50 states.

It depends entirely on the sale price of the property versus what was owed at the time of foreclosure. Amounts can range from a few hundred dollars to well over six figures. We confirm the exact amount during our free search.

In many cases, yes — unclaimed funds and surplus records are public. The process of confirming eligibility, preparing documentation, and filing correctly with the right county or trustee is often where people get stuck, which is the part we handle for you.

Surplus and unclaimed funds don't disappear when someone passes away — they typically pass to heirs or an estate. We help heirs and estate representatives establish their legal right to claim funds owed to a deceased relative. See our services page for more on estate and heir claims.